Your central
hub of money movement

We offer the ability to issue reloadable physical and virtual VISA prepaid debit cards, as well as bank transfers. GiveCard offers instant bank transfers through RTP and FedNow rails, as well as standard ACH transfers.

Physical cards ship in bulk to a location for in-person pickup or directly to each recipient's mailing address. Virtual cards arrive instantly in the recipient's email inbox and can be added to Apple Wallet or Google Wallet for tap-to-pay right away.

Yes. GiveCard's Spend Rules work at three layers: merchant category code (MCC), specific merchant ID or merchant name, and item-level control that can allow or block specific items within a single purchase.

Yes. Funds can be pulled back from cards into your funding account instantly, at any time.

Yes. Program names, recipient IDs, grant codes, or any other identifiers can be attached to cards and to transaction events through GiveCard's custom fields.

Real-time spend transaction data plus payment records for finance and accounting to book as journal entries. Data syncs automatically to integrated systems such as QuickBooks, or exports to CSV on demand.

Yes. GiveCard integrates with Salesforce, QuickBooks, NetSuite, and most other tracking software so organizations can sync payment and spending data into their own systems.

Yes. GiveCard offers an API suite for teams that want to build disbursement capabilities directly into their own product or service. Documentation is at givecard.readme.io.

Two to five days for the no-code portal, and one to two weeks for a full API integration.

Yes. Loads can be one-time, scheduled for a future date, or recurring.

A flat monthly software fee, set by the annual dollar volume of disbursements, plus fulfillment costs: $5 per physical card, $0 per virtual card, and about $0.75 per bank transfer. No inactivity fees, no cardholder penalties, no per-transaction costs.

No. Pricing is up front, and recipients receive 100 percent of the money you send them.

GiveCard runs 24/7 fraud monitoring and handles disputes end to end.

GiveCard does not collect personally identifiable information from recipients. It needs an email address to deliver a virtual card, a mailing address to deliver a physical card, or bank details collected and verified through GiveCard Intake for a bank transfer.

Yes, we provide a 1099 Tax Compliance Suite that automates the W-9 collection, 1099 creation, and e-filing of those records.

Yes. GiveCard's in-house team handles all cardholder-facing support directly: lost or stolen cards, unrecognized transactions, fraud, and disputes. Support is available by phone hotline and email, seven days a week, with live support 9am to 6pm Eastern and 24/7 automated phone service for balance checks and PIN setup.

Recipient-facing materials are human-translated into 16+ languages. Our live support utilizes live translation services that provide coverage over most languages.

GiveCard is available through cooperative purchasing vehicles many agencies already hold, including NASPO ValuePoint and Carahsoft. Contact contact@givecard.io to learn how your agency can use GiveCard.

Cards are issued by Sutton Bank, Member FDIC, and funds are FDIC insured up to the standard limit.

Yes, a recipient does not need to have a bank account to be able to receive and use a GiveCard.

Recipients can get access to funds within seconds.

GiveCard can launch in as soon as a week, up to two weeks to switch from another provider.

GiveCards are more flexible and configurable than gift cards or rewards platforms. GiveCards are VISA cards that work anywhere, and can be reloaded remotely on-demand. They can similarly be restricted down to only work in certain categories (e.g., grocery or gas stations), or even created to be a gift card-like experience to a specific store if desired.

Yes, GiveCard offers an API suite that allows you to surface cards in iframes within your own product.

GiveCard works with nonprofits, state and county agencies, as well as for-profit companies in the US, that range widely in size, complexity, and technical capability.

GiveCard is a VISA-issued prepaid debit card, so it works anywhere in the US that takes Visa debit.

Yes, GiveCard allows customization and custom branding options for certain features on cards, recipient communications, and recipient facing portals.