Launching a product that needs to pay people?
GiveCard issues reloadable virtual and physical cards and sends ACH, RTP, and FedNow transfers from one dashboard, with spend rules, recipient intake, and an API. Get running in 2 to 5 days on the no-code portal, or 1 to 2 weeks for a full API integration.
The date is set.
The payout piece isn't.
A new product, a new program, or a rule change can mean paying people on a date you didn't choose. Finding a partner to issue cards and send payments at scale is hard, and the financial and technical requirements alone can stop a launch.
Building it yourself means 6+ months of engineering, pitching partner banks, and standing up your own compliance, fraud, and cardholder support staff. That doesn't fit a date that's already set.
GiveCard is a disbursement platform for organizations that pay people, from insurance payouts to card programs built into other software.
What you can launch with on day one
Cards in seconds
Issue reloadable physical or virtual Visa prepaid cards right from your dashboard.
Bank transfers
Send ACH to any verified U.S. bank account, or instant transfers when the recipient's bank supports RTP or FedNow.
Recipient intake
Send each recipient a secure link to collect and verify bank details, or embed the intake flow in your own product.
Bulk imports
Upload a CSV to issue cards or send payments to thousands of recipients at once.
Card loads on your schedule
Add funds once, on a future date, or on a recurring schedule.
Built into your product
Use the API suite, show cards inside your app in iframes, and get transaction data in real time by webhook.
From first call to first payout
01.
30 min.
Meet the team
A 1:1 call about who you pay, how you pay them, and when you launch.
02.
2 days to 2 weeks
Configure or integrate
The no-code portal takes 2 to 5 days; a full API integration takes 1 to 2 weeks. About a day of engineering on your side.
03.
Within 2 weeks
Go live
Issue cards and send transfers from the dashboard or the API.
How organizations are using GiveCard
Postscript moved 100,000+ cashback cards in two weeks
Postscript offers instant cashback rewards on virtual cards. Within two weeks of the first meeting, they had fully implemented GiveCard and migrated over 100,000 cards, including 50,000 issued in a single week.
“Working with GiveCard has been a great experience! They were super responsive during our onboarding + tight timeline.”
Peter Dassenko, Director of Product Management @ Postscript
Rynse runs thousands of fleet cards on GiveCard spend rules
Rynse manages thousands of active fleet cards across hundreds of private and public sector clients, with card-level rules by fleet or vehicle, merchant matching, and daily, weekly, and monthly limits.
“Our customers rely on us to bring control, not complexity. GiveCard's rule engine gives us the flexibility to manage spend at a granular level, without sacrificing speed or scale.”
Roland Lau, Co-Founder @ Rynse
Read the docs before the first call
Use GiveCard's API suite to build payouts into your own product. Show cards inside your app in iframes and get transaction-level spend data by webhook in real time.
Want sandbox access? Mention it in the form and we'll set it up after a short call.
Questions we hear from teams on a deadline
How long does it take to get up and running?
Two to five days for the no-code portal, and one to two weeks for a full API integration.
How long does it take to get started, or switch from our current provider?
GiveCard can launch in as soon as a week, up to two weeks to switch from another provider.
Does GiveCard offer an API?
Yes. GiveCard offers an API suite for teams that want to build disbursement capabilities directly into their own product or service. Documentation is at givecard.readme.io.
What are GiveCard's payment options?
We offer the ability to issue reloadable physical and virtual VISA prepaid debit cards, as well as bank transfers. GiveCard offers instant bank transfers through RTP and FedNow rails, as well as standard ACH transfers.
How much does GiveCard cost?
A flat monthly software fee, set by the annual dollar volume of disbursements, plus fulfillment costs: $5 per physical card, $0 per virtual card, and about $0.75 per bank transfer. No inactivity fees, no cardholder penalties, no per-transaction costs.
Are there hidden fees?
No. Pricing is up front, and recipients receive 100 percent of the money you send them.
Can we set up recurring or scheduled payments instead of one-off loads?
Yes. Loads can be one-time, scheduled for a future date, or recurring.
Can GiveCard integrate with Salesforce, QuickBooks, or NetSuite?
Yes. GiveCard integrates with Salesforce, QuickBooks, NetSuite, and most other tracking software so organizations can sync payment and spending data into their own systems.
Who issues the cards, and are funds FDIC insured?
Cards are issued by Sutton Bank, Member FDIC, and funds are FDIC insured up to the standard limit.
Need to pay people by a date that's already set?
Tell us what you're launching, who you pay, and when. We'll come back with a launch timeline for your program.
Colin or someone on the team will reply within one business day.
Already a GiveCard cardholder? Email support@givecard.io or call 908-529-0955, available 24/7.
Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.