How Rynse Controls Spend for Thousands of Fleet Vehicles Using the GiveCard Spend Rule Engine

Rynse manages thousands of fleet cards using GiveCard’s APIs, spend rules, and on-demand funding.

The Challenge

Rynse simplifies fleet services—helping companies and public agencies manage car washes, fuel, maintenance, and EV charging across thousands of vehicles. But to truly deliver on their promise of efficiency and control, they needed a card issuing platform that could do more than just payments. They needed:

  • Fine-tuned spend controls per card, per vehicle, and per vendor
  • Real-time rule updates and proper handling of exceptions and edge cases
  • Protection against fraud and overspending without slowing drivers down
  • Flexible card funding to streamline operations at scale

The Approach

Rynse turned to GiveCard to power its fleet card program—with a focus on flexibility, control, and intelligent automation. They wanted to issue custom-branded cards, manage spend rules at scale, and ensure every purchase aligned with their clients’ policies.

The Solution

With GiveCard, Rynse manages hundreds of fleets using a mix of real-time APIs, dynamic rule controls, and embedded support workflows.

Smarter Spend Rules, Not Just Merchant Categories
Rynse uses the GiveCard Spend Rule Engine to define exactly where and how cards can be used:

  • Card-level rules by fleet or vehicle—some cards are gas-only, others support broader merchant categories
  • Intelligent merchant matching—allowing broad categories like “car wash” but blocking specific merchants that typically overcharge
  • Location-based controls—including geofencing and overrides for merchants that aren’t correctly classified under their merchant category code (MCC)
  • Velocity limits—controlling transaction size and spend across daily, weekly, and monthly intervals

Custom Branded Cards with API-Driven Issuance
Rynse issued thousands of custom-branded virtual and physical cards via GiveCard’s APIs—tailoring rules and spend controls to each fleet or vehicle type on the fly.

On-Demand Funding
By using GiveCard’s On Demand Funded feature on their cards, Rynse avoided the complexity of having to preload cards—streamlining cash flow and reducing operational overhead.

Embedded Cardholder Support
When drivers ran into issues at the point of sale, GiveCard’s built-in support system used Rynse-specific playbooks to troubleshoot and resolve quickly—reducing friction for both drivers and fleet managers.

“Our customers rely on us to bring control, not complexity. GiveCard’s rule engine gives us the flexibility to manage spend at a granular level, without sacrificing speed or scale. We’ve saved clients from fraud, improved driver experience, and removed the operational burden of managing spend manually.”
Roland Lau, Co-Founder, Rynse

The Results

With GiveCard, Rynse manages thousands of active fleet cards across hundreds of private and public sector clients—controlling spend with precision, automating compliance, and enabling flexible payments at scale. The result: a powerful fleet card solution that adapts to the road, not the other way around.

Capabilities in use

Spend Rules

Precision control over how and where funds are spent.

Card Issuing

Fast, flexible card issuance built for scale and ready to launch in days.

Data Reporting

Turn every transaction into insight with real-time visibility and exportable data.